Chad
Africa
Is there a legal rule in Chad on the validity period of Giftcards?
In Chad, there is no specific statutory rule on Giftcard validity periods. The period is set in issuer T&Cs. General rules under Law No. 004/PR/2015 on consumer protection require transparency, clear price display and fair terms.
What consumer rights apply in Chad for expired Giftcards?
No statutory right to redeem expired Giftcards. The rules follow issuer T&Cs. Unfair or abusive clauses can be challenged under Law No. 004/PR/2015.
How are Giftcards treated for tax purposes in Chad (VAT, single-purpose / multi-purpose)?
Chad applies VAT (TVA) at 18%. There is no distinction between single-purpose and multi-purpose Giftcards. In practice, no VAT is charged at issuance; VAT is charged at redemption when the actual supply occurs.
What special rules apply in Chad to the sale, issuance, or redemption of Giftcards?
Providers must give clear information on validity, restrictions and fees. Consumer protection law requires fair and transparent practices. Tax: VAT at redemption.